If you use your vehicle to shuttle paying customers around Bethlehem or Northampton County, you will need to upgrade your auto insurance. When you use your vehicle for business, you not only have to comply with Pennsylvania laws, but you also have to get the right type of insurance to cover the loss that you could incur while using your vehicle as a taxi cab.

What Type of Coverage You Will Need

If you don’t upgrade your insurance, you could find yourself at a major loss if you get into an accident while you are using your vehicle to provide taxi services. If your insurance company catches on that you are engaged in commercial activities when you get in an accident, they will reject your claim outright, leaving you to foot the bill for any damages or medical costs that you incur.

Commercial insurance is a special form of coverage that addresses the risks that you will face when using your vehicle for business. It includes liability coverage that will cover the injuries to your customers and shield you from any lawsuits that may arise following an accident. Commercial insurance also includes physical damage coverage to cover the damage to your car that is caused by a collision. This crucial form of coverage ensures that a wreck won’t put you out of business.

How an Independent Agent Can Help

The levels of coverage available to commercial drivers may vary between insurance companies. This is why it helps to shop with an independent agent. We carry insurance policies from multiple carriers so that you can compare the merits of different policies side-by-side. To learn more about obtaining the right type of insurance for your car, contact us today to speak with an independent agent.