Motorcycle vehicle insurance covers various options, an aspect that may prove challenging to grasp if you are new to it. Not to mention the terminologies that may occasionally leave you puzzled. To help with that, here are some common motorcycle insurance options that will serve you well within the Bethlehem, PA area in your time of need.
Motorcycle Coverage Options
Liability Coverage
Pennsylvania laws state that every motorcycle owner should have liability coverage for any bodily injury arising from accidents. With this compulsory coverage, expenses arising from personal faults in an accident are taken care of, most notably when other motorists suffer injury. When dealing with property damage, the cover also caters to the destruction of other motorists’ property when the fault rests on you.
Uninsured Coverage
Not everyone on the road is covered by an insurance company like Saucon Insurance Agency. If you get into an accident with such an individual, an uninsured cover takes care of expenses that may have required you to dig deep into your pocket. In addition to uninsured motorists, this particular type of cover also extends to individuals whose insurance fails to meet the full expense of damage incurred, helping you offset any outstanding balance.
Medical Costs Coverage
Motorcycle vehicle insurance is not just for your benefit. If you get into an accident and have a passenger on board, medical coverage will help you take care of costs related to their medical bills and hospitalization expenses.
Collision and Comprehensive Coverage
Under collision coverage, insurers provide coverage for damage to your motorcycle in the event of a clash. Comprehensive coverage, on the other hand, caters to a broader range of coverage. Here, you can expect insurance related to vandalism, theft of your motorcycle, and damage from disasters such as hail.
If you operate a motorcycle within the Bethlehem, PA region, contact Saucon Insurance Agency. We provide motorcycle vehicle insurance coverage suited to every need.