Sometimes Coffee can be a Lifesaver

You’ve heard time and time again about the importance of staying awake when driving. And although this makes perfect sense, nearly 60% of adult drivers say they have indeed gotten behind the wheel of a car while being drowsy. So the question is, what can you do to help yourself stay energized when traveling long or short distances? Well, here’s a quick look. 

Drink coffee

If your body can handle above average amounts of coffee or caffeinated beverages, you should definitely consider drinking coffee while driving. Coffee isn’t the healthiest drink, but it is healthier than most sodas and sometimes coffee can be a lifesaver.

Get plenty of sleep

Another tip to follow is making sure that you get enough sleep each night before getting behind the wheel come morning time. Most physicians agree that anywhere from seven to nine hours of sleep are needed each night. When going on a long distance trip you may want to get even more sleep to help you prepare. 

Bring a friend along

Do you have a long business trip coming up? If so, why not bring along a friend. You’ll likely to get to deduct the expenses off on your taxes, or your company may reimburse you, either way when you bring a friend along who can drive, the length of the drive to your destination won’t seem so long. Plus, when you can take turns driving, this keeps the two of you, as well as other people on the road, safe.

For more tips on staying safe when driving, contact one of our local insurance agents with Saucon Insurance Agency serving the Bethlehem, PA area. 

How Independent Agents Can Help Your Allentown Business

Oh, the things people don’t realize about us in Allentown, Pennsylvania. Most don’t know we are the third most populace city in the state or that we hid the Liberty Bell during the Revolutionary War. Hey, that’s pretty important right? We are a tough, hard-working community that has seen it all. We have had to adapt and re-create ourselves. Those who succeed here will continue to adapt and the future looks bright for them.

If you are a business owner in the Allentown region, you know you have to play smart. Every decision you make has an impact. Your decisions cost you or they benefit you. When it comes to your business insurance, we can help you make the right decisions.

We are independent agents in Allentown. That may seem like a simple statement, but what it means can save your company significantly. You see, agents who represent a single company can only sell the loss prevention products of the company they represent. They are called captive agents because they can only sell one brand of insurance. Some of these are solid companies with historic backgrounds, but they limit your choices. As an independent agency, we are not tied to a single provider. We offer the products of many differing companies, many of whom specialize in business and commercial insurance. This can mean better coverage at more affordable prices. At the very least, it provides you a choice.

Try us today. We offer comparative quotes online for homeowners and auto insurance on our website. If you like what you see, contact us for your business insurance. Let us show you how independent agents can help your Allentown business. We are confident we can help you save money.

The Two Biggest Things a Business Insurance Review Can Uncover

By reviewing the 2010 U.S. Census, one can uncover that over 28% of the population in Fullerton, Pennsylvania have German heritage. You can also discover that there are 9 males for every 10 females who are 18 years of age and older in the area. Not earth shaking perhaps, but certainly interesting.

What could you uncover with a business insurance review? Well, like the Census, you could find a lot of details. Those details will fall into two major categories.

  1. What your policy covers and for how much. A business insurance review will tell you how you are covered in cases of fire and water damage. It will let you know if you have loss of income coverage. It will clear up if you have coverage for theft, storm damage and vandalism. A review will let you know about your liability coverage. It will also let you know the limits for each particular loss. You can then decide if the coverage you have is sufficient in today’s world.
  2. It will let you know if you are overpaying. After you get an insurance review, our independent agents can get quotes for your business insurance that will let you know if you are paying too much. Since we are an independent agency, we can compare with multiple companies, finding the best rates for you situation.

Saucon Insurance Agency is proud to serve Fullerton with personal and business insurance. A review of either will give you peace of mind and can very well save you money. We invite you to call us and get a no obligation, no cost review. If you prefer, visit our website and get a comparative quote on your homeowners or auto insurance.

We look forward to discussing your loss prevention needs soon.

From Winter to Spring: Surviving the Storms in Pennsylvania

Those of us who live in Pennsylvania know the wide range of storms that can be produced here. From lake effect snowfalls in the extreme Northwest to hurricanes on the East, we just about get it all. Making the transition from winter to spring is a particular volatile time in the state. This is the time of the year we can experience deep snows, freezing rain, and high winds. They will soon transition into thunderstorms, heavy rains and the possibility of tornadoes.

Taking the brunt of most of this Pennsylvania weather is your roof. Your roof protects you and your family from the elements. It protects your furniture and other possessions from damage. But what protects your roof? Your homeowners insurance does, IF you have the right coverage.

Your roof is one of the largest exposed areas of your home. It can also be expensive to repair or replace in the event of damage. This is an excellent time to make sure your homeowners policy provides the protection you need. Contact us for a homeowners insurance review. There is no cost or obligation for the review. In a short time you will better understand your coverage and be assured there is more than just a roof covering you and your family.

If you prefer, you can get an online comparative quote on our website from the convenience of an internet connection. While you’re there, compare rates on your auto insurance. You see, we are an independent insurance agency giving us the ability to check with many companies to compare rates. This ability many times results in significant savings for our customers. Let us help protect you from the storm ahead. Contact us today and put us to work for you.

Don’t Wait for an Increase to Compare Rates on Homeowners Insurance

Residents of Allentown, Pennsylvania are hardworking and practical. It is hard to believe we would waste money if we could save money. Yet there is one expense on which we repeatedly see people over-paying. That is their personal insurance coverage.

Here is a typical scenario. We will be contacted by someone looking for a quote on, say, their homeowners insurance. When asked why they are shopping around, a common reply is “because my current carrier just raised my rates.” Well then, as independent agents, we will go to work. We search several companies looking for similar coverage so they can compare rates apples-to-apples so to speak. What we often find is that we could have saved them money even BEFORE they were notified of a rate increase by their current carrier. This doesn’t just happen with homeowners insurance either.

The lesson here is that you should not wait to get notified on an increase in the price of your insurance policy before contacting us to compare. We may be able to help you save money right now. Finding out is simple, too. Visit our website and request an online comparative quote. You can request a quote on your homeowners policy and your auto insurance. Let us go to work saving you money BEFORE your resent carrier raises your premiums.

With a captive agent who only represents a single company, they don’t have that option of choice. That is a powerful, money-saving aspect to being an independent agency that our clients appreciate. Don’t wait. If you live in or near the 18101 zip code, visit our website or contact us today for a no obligation quote. It’s practical, it can save you money, and, after all, it is an Allentown kind of thing to do!

Car Insurance In Fullerton: The Cheaper Solution

Fullerton, Pennsylvania is a small suburb of Allentown. There’s a population of about 15,000 people and it’s slowly expanding every year, according to census reports. The area of 18052 offers a number of thing to do, including a variety of restaurants and pubs. It’s close enough to the metropolitan of Allentown, offering even more to do, which is why many residents choose to call this suburb home.

Shopping for car insurance in Fullerton doesn’t have to be time consuming. A policy also doesn’t have to be expensive. When you want a cheaper solution, it pays to get quotes from some of the best agents around.

Quotes are important because they will:

– Tell you about coverage options

– Allow you to explore multiple insurance companies

– Compare rates from different companies

Since you want to get the cheapest quote possible, you want to work with agents. Our agents are independent and that is to your benefit. We don’t have an alliance with one specific company. Instead, we can pull quotes from all of the top companies that offer policies in Pennsylvania.

Cheap is good, but you have to be careful that you have sufficient coverage. We will help to protect your car in Fullerton by talking to you about comprehensive and collision coverage as well as a sufficient amount of liability.

You have the ability to get quotes from multiple companies and this makes it possible to find out what each company has to offer. In the event you have an accident in the 18052 ZIP code, you want a company that’s going to pay the claim quickly. Some companies have better reputations than others.

Call today and let us get you quotes on car insurance so you can see who has the best price. Only with quotes can you find the cheapest solution.

Are Drivers with a Learners Permit Covered on Your Car Insurance Policy?

Growing up along the Delaware River in one of Money Magazine’s Top 100 Places to Live in the US, is a wonderful experience. And finally obtaining a learners permit is an exciting time in a young persons life. It opens many new doors and brings with it a lot of new responsibilities as well. As your local agents servicing Bethlehem, Pennsylvania, we want to make sure you and your family are fully prepared for a new driver in the home.

Is It Time for a New Policy?

Now that your household is adding a soon to be licensed driver to its roster it is time to think about making some important changes to your car insurance policy. Your newly permitted driver will need to spend lots of time behind the wheel logging driving hours before they can get their official Pennsylvania state license. That means they need to be protected when learning how to be a safe and responsible driver in your vehicle.

Insurance laws are different in every state and that can make finding the right coverage a stressful event. But with Saucon Insurance Agency, you don’t have to shop for car insurance on your own. In fact, we can easily help you get quotes from major national providers in order to help you get the coverage you need at an affordable price.

Get a Quote Today

Working with our local insurance agents in Bethlehem has never been easier. The sooner your new driver is covered under a new insurance policy the better. You’ll be able to send them out to begin their new driving journey safely and give yourself peace of mind. To start shopping and comparing quotes in just minutes, visit Saucon Insurance Agency online today.

Protect Your Home in Fullterton, PA by Calling It Quits with the Cigs

According to the Centers for Disease Control and Prevention, more than 41 million people here in the United States smoke cigarettes. Every single day, more than 2,000 people are becoming daily smokers. As you know, smoking leads to a variety of ailments and diseases, including diabetes, lung disease, stroke and heart disease. However, have you ever thought about the damage smoking could possibly do to your home in the Fullerton, Egypt or even Stiles neighborhood?

How Your Smoking Affects Your Home

Did you know that close to 8,000 smoking-related fires occur in residential buildings each year? Although they don’t make up a large proportion of residential building fires, smoking is the number one cause of fire deaths in these buildings. In fact, smoking accounts for 14 percent of home fire civilian deaths.

Smoking Safety Tips

As you can see, smoking has a direct impact on not only your health but also your home. If quitting isn’t an option or you are attempting to quit and only have a few cigarettes here and there, then you should always go outside to smoke. If you smoke inside, make absolutely certain that you use a secure and sturdy ashtray to avoid it tipping over. You should also consider soaking your cigarettes after you put them out to ensure that a fire does not ignite.

It’s Time to Quit Smoking!

Yes, quitting is difficult, but it is in the best interest of you, your family and your home. When you decide to quit, you may even enjoy a discount on your health insurance as well as your home insurance. The amount of the discount will vary from state to state and provide to provider, buyt you may be able to get a homeowners insurance discount of as much as 20 percent!

To find out how much you can save on your home insurance here in Fullerton, PA 18052, contact us to speak to one of our independent agents.

Do I Need Special Insurance For My Antique Car?

Bethlehem is approximately 45 miles from Philadelphia. It’s a relatively quiet town and a number of residents are homeowners. There are many attractions, including those that represent Colonial history, museums, and an aqua park.

When you live in the 18018 zip code of PA, you want to be sure you know how to obtain car insurance for any car you have in your driveway. An antique car is a collectible and therefore is valued differently than a new car. It may technically only be worth $10,000 or less because of depreciation, but the reality is that it could be worth considerably more.

By obtaining classic car insurance in Bethlehem, PA, you can ensure that you have the necessary coverage. In order to get the coverage for your collectible, you will have to meet certain requirements. This includes:

– Agreeing to a car inspection

– Driving the car a limited number of miles a year

– Owning the car outright

– Identifying how/where you store the car

If you meet these and some other requirements that an insurance company may require, you can obtain the insurance for your antique car. This will allow you to take it on the open road with confidence knowing you are protected in the event something happens.

Classic car insurance is going to be required if you are going to drive your antique car like the collectible it is. You may only break it out on special occasions and only bring it to car shows. Whatever you actually do with it, you want to know that you can file a claim if it is damaged.

Throughout Bethlehem 18018, there are antique cars and people insure them all the time. Call one of our agents today and let us talk to you about how to obtain classic car insurance. We can make rate comparisons and ensure you have the right coverage.

classic car insuranceantique

Pennsylvania Motorcycle Liability Insurance

Like all other states, Pennsylvania requires people operating motorcycles on its roadways to be financially responsible. To satisfy Pennsylvania's minimum motorcycle liability insurance requirements, you're required to carry $15,000 in bodily injury coverage per person, $30,000 of bodily injury coverage per occurrence and $5,000 in property damage coverage.

Insurance in a motorcycle wreck can be critical, particularly if you're liable. Do you really think this is enough coverage for you and a passenger or even just you alone? That's highly unlikely. The agent that sells you that minimum liability policy in 15 minutes isn't doing you any favors.

Pennylvania enacted the mandatory insurance law for a reason. There were just too many irresponsible drivers on the road with no insurance. Some people continue to ignore the law though. They continue to drive without any coverage. Through no fault of your own, you can be involved in an accident with somebody that ignored the law and never bought insurance. No matter how much liability coverage you have, it's not going to help you. Your independent insurance agent will show you other coverages available for you at little additional cost. That coverage rides with you should you get hit by an uninsured driver.

Medical bills from motorcycle accidents can be financially devastating. It might be quick and easy to get by with minimum policy limits, Your Pennsylvania independent insurance agent will caution you against just that, and show you how you're making a mistake. As opposed to a single "better" policy available, your independent agent can suggest different alternatives for you from several different insurers.

When you're riding, you want protection all around you, not just ahead of you. Go have a cup of coffee with your independent insurance agent. They're happy to talk about your coverage.