Don’t Wait for an Increase to Compare Rates on Homeowners Insurance

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Residents of Allentown, Pennsylvania are hardworking and practical. It is hard to believe we would waste money if we could save money. Yet there is one expense on which we repeatedly see people over-paying. That is their personal insurance coverage.

Here is a typical scenario. We will be contacted by someone looking for a quote on, say, their homeowners insurance. When asked why they are shopping around, a common reply is “because my current carrier just raised my rates.” Well then, as independent agents, we will go to work. We search several companies looking for similar coverage so they can compare rates apples-to-apples so to speak. What we often find is that we could have saved them money even BEFORE they were notified of a rate increase by their current carrier. This doesn’t just happen with homeowners insurance either.

The lesson here is that you should not wait to get notified on an increase in the price of your insurance policy before contacting us to compare. We may be able to help you save money right now. Finding out is simple, too. Visit our website and request an online comparative quote. You can request a quote on your homeowners policy and your auto insurance. Let us go to work saving you money BEFORE your resent carrier raises your premiums.

With a captive agent who only represents a single company, they don’t have that option of choice. That is a powerful, money-saving aspect to being an independent agency that our clients appreciate. Don’t wait. If you live in or near the 18101 zip code, visit our website or contact us today for a no obligation quote. It’s practical, it can save you money, and, after all, it is an Allentown kind of thing to do!

Car Insurance In Fullerton: The Cheaper Solution

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Fullerton, Pennsylvania is a small suburb of Allentown. There’s a population of about 15,000 people and it’s slowly expanding every year, according to census reports. The area of 18052 offers a number of thing to do, including a variety of restaurants and pubs. It’s close enough to the metropolitan of Allentown, offering even more to do, which is why many residents choose to call this suburb home.

Shopping for car insurance in Fullerton doesn’t have to be time consuming. A policy also doesn’t have to be expensive. When you want a cheaper solution, it pays to get quotes from some of the best agents around.

Quotes are important because they will:

– Tell you about coverage options

– Allow you to explore multiple insurance companies

– Compare rates from different companies

Since you want to get the cheapest quote possible, you want to work with agents. Our agents are independent and that is to your benefit. We don’t have an alliance with one specific company. Instead, we can pull quotes from all of the top companies that offer policies in Pennsylvania.

Cheap is good, but you have to be careful that you have sufficient coverage. We will help to protect your car in Fullerton by talking to you about comprehensive and collision coverage as well as a sufficient amount of liability.

You have the ability to get quotes from multiple companies and this makes it possible to find out what each company has to offer. In the event you have an accident in the 18052 ZIP code, you want a company that’s going to pay the claim quickly. Some companies have better reputations than others.

Call today and let us get you quotes on car insurance so you can see who has the best price. Only with quotes can you find the cheapest solution.

Are Drivers with a Learners Permit Covered on Your Car Insurance Policy?

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Growing up along the Delaware River in one of Money Magazine’s Top 100 Places to Live in the US, is a wonderful experience. And finally obtaining a learners permit is an exciting time in a young persons life. It opens many new doors and brings with it a lot of new responsibilities as well. As your local agents servicing Bethlehem, Pennsylvania, we want to make sure you and your family are fully prepared for a new driver in the home.

Is It Time for a New Policy?

Now that your household is adding a soon to be licensed driver to its roster it is time to think about making some important changes to your car insurance policy. Your newly permitted driver will need to spend lots of time behind the wheel logging driving hours before they can get their official Pennsylvania state license. That means they need to be protected when learning how to be a safe and responsible driver in your vehicle.

Insurance laws are different in every state and that can make finding the right coverage a stressful event. But with Saucon Insurance Agency, you don’t have to shop for car insurance on your own. In fact, we can easily help you get quotes from major national providers in order to help you get the coverage you need at an affordable price.

Get a Quote Today

Working with our local insurance agents in Bethlehem has never been easier. The sooner your new driver is covered under a new insurance policy the better. You’ll be able to send them out to begin their new driving journey safely and give yourself peace of mind. To start shopping and comparing quotes in just minutes, visit Saucon Insurance Agency online today.

Protect Your Home in Fullterton, PA by Calling It Quits with the Cigs

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According to the Centers for Disease Control and Prevention, more than 41 million people here in the United States smoke cigarettes. Every single day, more than 2,000 people are becoming daily smokers. As you know, smoking leads to a variety of ailments and diseases, including diabetes, lung disease, stroke and heart disease. However, have you ever thought about the damage smoking could possibly do to your home in the Fullerton, Egypt or even Stiles neighborhood?

How Your Smoking Affects Your Home

Did you know that close to 8,000 smoking-related fires occur in residential buildings each year? Although they don’t make up a large proportion of residential building fires, smoking is the number one cause of fire deaths in these buildings. In fact, smoking accounts for 14 percent of home fire civilian deaths.

Smoking Safety Tips

As you can see, smoking has a direct impact on not only your health but also your home. If quitting isn’t an option or you are attempting to quit and only have a few cigarettes here and there, then you should always go outside to smoke. If you smoke inside, make absolutely certain that you use a secure and sturdy ashtray to avoid it tipping over. You should also consider soaking your cigarettes after you put them out to ensure that a fire does not ignite.

It’s Time to Quit Smoking!

Yes, quitting is difficult, but it is in the best interest of you, your family and your home. When you decide to quit, you may even enjoy a discount on your health insurance as well as your home insurance. The amount of the discount will vary from state to state and provide to provider, buyt you may be able to get a homeowners insurance discount of as much as 20 percent!

To find out how much you can save on your home insurance here in Fullerton, PA 18052, contact us to speak to one of our independent agents.

Do I Need Special Insurance For My Antique Car?

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Bethlehem is approximately 45 miles from Philadelphia. It’s a relatively quiet town and a number of residents are homeowners. There are many attractions, including those that represent Colonial history, museums, and an aqua park.

When you live in the 18018 zip code of PA, you want to be sure you know how to obtain car insurance for any car you have in your driveway. An antique car is a collectible and therefore is valued differently than a new car. It may technically only be worth $10,000 or less because of depreciation, but the reality is that it could be worth considerably more.

By obtaining classic car insurance in Bethlehem, PA, you can ensure that you have the necessary coverage. In order to get the coverage for your collectible, you will have to meet certain requirements. This includes:

– Agreeing to a car inspection

– Driving the car a limited number of miles a year

– Owning the car outright

– Identifying how/where you store the car

If you meet these and some other requirements that an insurance company may require, you can obtain the insurance for your antique car. This will allow you to take it on the open road with confidence knowing you are protected in the event something happens.

Classic car insurance is going to be required if you are going to drive your antique car like the collectible it is. You may only break it out on special occasions and only bring it to car shows. Whatever you actually do with it, you want to know that you can file a claim if it is damaged.

Throughout Bethlehem 18018, there are antique cars and people insure them all the time. Call one of our agents today and let us talk to you about how to obtain classic car insurance. We can make rate comparisons and ensure you have the right coverage.

classic car insuranceantique

Pennsylvania Motorcycle Liability Insurance

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Like all other states, Pennsylvania requires people operating motorcycles on its roadways to be financially responsible. To satisfy Pennsylvania's minimum motorcycle liability insurance requirements, you're required to carry $15,000 in bodily injury coverage per person, $30,000 of bodily injury coverage per occurrence and $5,000 in property damage coverage.

Insurance in a motorcycle wreck can be critical, particularly if you're liable. Do you really think this is enough coverage for you and a passenger or even just you alone? That's highly unlikely. The agent that sells you that minimum liability policy in 15 minutes isn't doing you any favors.

Pennylvania enacted the mandatory insurance law for a reason. There were just too many irresponsible drivers on the road with no insurance. Some people continue to ignore the law though. They continue to drive without any coverage. Through no fault of your own, you can be involved in an accident with somebody that ignored the law and never bought insurance. No matter how much liability coverage you have, it's not going to help you. Your independent insurance agent will show you other coverages available for you at little additional cost. That coverage rides with you should you get hit by an uninsured driver.

Medical bills from motorcycle accidents can be financially devastating. It might be quick and easy to get by with minimum policy limits, Your Pennsylvania independent insurance agent will caution you against just that, and show you how you're making a mistake. As opposed to a single "better" policy available, your independent agent can suggest different alternatives for you from several different insurers.

When you're riding, you want protection all around you, not just ahead of you. Go have a cup of coffee with your independent insurance agent. They're happy to talk about your coverage.

Motorcycle Insurance: Are You Paying Too Much Money?

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When you have access to several motorcycle insurance quotes, it's easy to compare various discounts offered by different insurance agencies. The main thing to remember about cheap insurance is that you need to discuss the fine details with our experienced agent who will explain valid methods that result in discounts.

One way to get a substantial discount that could add up to 15 to 35 percent off your premiums is to own multiple policies with our agency. If you already have a homeowners insurance policy with us, get a discount when you insure your motorcycle with our agency. Think about insuring your other vehicles with our agency so you can take advantage of receiving cheap motorcycle insurance coverage. Remember to insure all your bikes with our agency if you want to realize maximum discounts.

Ride your motorcycle for five years without getting into any accidents on the road, and you may learn that you're eligible for a discount. If you enjoy riding your bike with other motorcycle enthusiasts, join a motorcycle riding organization to get a 10 percent discount off your insurance premiums. If you're a farmer who belongs to the Farm Bureau, speak with our agent to find out if your membership qualifies you for a 5 percent discount. Volunteer to take a motorcycle safe driving class, and you may qualify for an additional 5 percent discount.

After you obtain and compare a few motorcycle insurance quotes, contact us to speak with our independent agents. If you think you're paying too much money for motorcycle insurance, and you're looking for cheap coverage, call us to set up an appointment with our representative. We're one of the local insurance agencies that takes pride in serving you with the type of customer service you expect.

Understanding Boat Insurance Quotes

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When you're in the process of choosing a boat insurance quote, you may be overwhelmed with the many options presented to you by insurance agencies. Most people aren't too familiar with boat insurance, and when it comes time to choose one for their needs, they're unsure of where to start. By using this guide, you can better understand the boat insurance quote you're offered in Fullerton PA 18052. 

There are three areas of boat insurance you'll want to become familiar with to fully understand the coverage options offered to you. They include; coverages, deductibles, and coverage limits.

Coverages

Coverages are the area of coverage included in your boat insurance. There're two areas included within this, and they include property and liability. While liability is required in PA, property is not requited, but optional. However, by opting for property, you'll be covered in the event of damage to your property that you need to have fixed. 

Deductibles

Some insurance plans require a deductible, which means you'll have to pay a certain amount of money out-of-pocket before the insurance plan will kick in. The amount you're required to pay varies based on the plan and provider you choose, but the full cost of your deductible will be provided to you prior to agreeing upon you boat insurance plan. 

Coverage limits

Most insurance plans have what is known as coverage limits.Coverage limits are the amount of coverage your insurance plan will offer to you before you hit the maximum. For instance, your first boating accident may be covered under your insurance plan, but a second accident may only be partially covered because you reach your max coverage limit during that period. These limits typically reset annually. 

Does Boat Insurance Cover Prop Damage

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When you're riding down the blue water in your boat, the last thing on your mind is property damage. However, this can occur in the blink of an eye, and you'll be left to figure out the cost of repairs. When prop damage occurs in Bethlehem PA 18018, the cost of the damage is one of the first things that come to find. Secondly, you'll probably wondering if your insurance policy will cover the prop damage, and this is a very good question. In order to answer this question, you must first understand the basics.

Property damage can occur in a number of ways. Prop damage refers to damage that occurs that any piece of property that's outside of your own. For example, if you were to come in too quickly to the deck at a public lake and it were damaged, this is one form of prop damage. Another form would be hitting a boat while on the water. You'll have to cover the cost of the property damage, and you may want to turn to your insurance for this.

There are two areas that can be covered under your insurance quote. The type of coverage you have is dependent upon what you choose. Liability is one area of coverage you can opt for, and this includes damage to other people's property or injury to others. While liability is optional, you can save yourself a lot of money in the long run by adding this to your insurance plan and ensure you're protected should you come in contact with others property and need to pay to have the damage to it fixed. Get in contact with our agents today to find out how we can help you figure out the best options for you.

Fill Your Halloween with Treats, Not Tricks with Homeowner’s Insurance

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Tree roots, cracks in your cement and shaky porch steps are all potential dangers for trick-or-treaters in Easton, PA. With one misstep, children visiting your home may encounter a fall that may lead to hospital bill arriving in the mail. Even though we adore our children and wish them no harm, you have to protect yourself from the possibility of accidents on your property with homeowner’s insurance.

Many people aren’t aware that homeowner’s insurance protects more than their personal property. Whether you are facing legal action as a result of an accident on your property or your jewelry was stolen while you were traveling, your homeowner’s insurance policy may help you cover the costs. Unfortunately, individuals without homeowner’s insurance are responsible for their costs, which can easily deplete their savings if they have to pay off a lawsuit.

Fortunately, it is easy to get the protections you need, right here in Easton. In fact, you can visit Saucon Insurance Agency’s website and compare insurance quotes from other insurance providers with that of ours. The website provides live quotes, so that you choose an insurance policy that fits your budget. Many homeowners find that changing the deductibles in the live comparative quote helps them find the insurance that provides the perfect amount of coverage for their family.

Whether you are a new homeowner or you are interested in changing your current insurance company, we have the plan that is right for you. Take the potential for tricks out of your Halloween this year and protect your household by speaking with one of our insurance agents about the coverage you’ve chosen using our site. They can offer their expertise about coverage, premiums, and limits with just one phone call.