The type of boating trip you plan can impact the amount of boat insurance you need. As you plan your next boat trip, identify any risks that may require an increase in boat insurance coverage.

Consider Trip Type and Duration

Think about the nature of your boat trip. Identify all the activities that will take place on the boat and calculate how many people will be onboard. Also, consider the duration of your trip. If you plan on a long boat trip but intend to dock the boat for an extended time, this detail may affect the type of boat insurance you need.

Assess Potential Boating Risks

Evaluate any risks you may face while operating your boat. Consider the possibility of injuries occurring on your boat. Also, assess if your watercraft will be at risk of vandalism, theft, or weather-related damage.

There are boat insurance products that provide protection against unforeseen events resulting in injury or damage. If your boat is only used at specific times of the year, you may qualify for a boat insurance policy that provides additional protection when you are actively using your boat. During the times when your boat is docked or in storage, you can modify your insurance policy to provide the coverage you need.

Consult an Agent in Bethlehem, PA

Please consult with one of our agents at Saucon Insurance Agency. During your consultation, the agent will learn about your boat and how you intend to use it. Then, the agent will recommend boat insurance products that suit your needs.