Commercial or business insurance for small business in PA is a crucial investment in your business. This is because it gives you financial coverage if an accident or an unexpected event threatens your company’s well-being. It affords you protection in several areas and can help make sure your business remains financially sound if you suffer a loss or if you’re liable for a customer’s or business associate’s injuries.

What You Need To Protect

You can get commercial insurance to protect just about every aspect of your business. Popular policies include the following:

• Automobile Insurance
• Business Interruption Insurance
• Errors and Omissions Insurance
• Fidelity Bonds
• Property Insurance
• Workers Compensation

This list is not all-inclusive, and you might not need every policy listed. For example, if you don’t have employees, you don’t need workers compensation insurance. Some areas are critical. For example, if your clients dependent on your advice to make financial decisions, errors and omissions insurance is a must have. This is because if you give advice that causes your clients to lose a lot of money, they might sue you. Errors and omissions insurance takes care of your legal and court fees. And, if your found liable, it pays the damages.

Compare Scenarios

Given the many areas that you need to protect when you own a business, you might worry about the cost of insuring it all. Don’t put off getting insurance because you fear the cost. Instead, try out the quote system on our website. You can use it to compare quotes, mixing and matching several coverage scenarios.

It is crucial that you get adequate insurance for your business. This makes it equally important to work with business insurance agents. Call us today. As your small business insurance agents, we can show you the areas where you might be vulnerable. We’ll then help you choose policies that protect you when unforeseen events occur.