If you own a car, it’s unavoidable, but but sorting through auto insurance policies can be a headache. Thankfully, those who live in Fullerton, PA, have plenty of resources at their disposal to find the perfect car insurance policy for their budget and lifestyle. These tips will help simplify the process.

1. Know your options.

Take stock of the amount of driving you do and the type of car you have, and investigate your coverage options either by doing a bit of online research or talking to your independent agent in person. It’s almost always a smart choice to purchase more than the minimum coverage to protect yourself, but that doesn’t mean you have to buy every coverage option out there.

2. Compare quotes.

You wouldn’t purchase a car without shopping around first, so don’t do it with your auto insurance. Once you have a good idea of the type of policy you’re looking for (and your budget), do a quick online search to compare quotes and read carefully to see how the different policies stack up. By taking your time on this side of the insurance-buying process, you’re more likely to get the best deal.

3. Read carefully.

You’ve done your research and found the perfect policy. Now, one of the best steps you can take is to read your policy carefully so you know exactly what is and isn’t covered and then make copies of your policy to keep in your car and at home in case an accident does happen. It’s also a good idea to know exactly who you need to contact to file a claim and the number of the insurance agent to contact in case you need help.