Does your current RV insurance coverage provide protection for any cars or recreational vehicles you might tow? Before leaving on a trip, it is important to understand how your insurance company would process a claim for an accident involving a vehicle you were towing. If you do not know whether your current insurer would fully cover the claim, contact one of our insurance agents to go over your policy. They will help you make sure you have the coverage you need.

Covering What You Tow

Whether you RV coverage extends to what you tow behind the motorhome depends on your specific policy. If the coverage does not include towed vehicles, then you may find yourself paying for any repairs the vehicle requires. In some cases, auto insurance policies that include comprehensive and collision coverage will cover cars towed behind motorhomes. These policies do not provide coverage for boats, ATVs or other recreational vehicles you might bring on vacation with you, though. If you will be towing anything next time you head out for a trip, check your insurance policy to see whether it would be covered in an accident.

Going Over Policies

In many cases, the technical jargon of an insurance policy is difficult to understand. Comprehending everything is doubly complicated when trying to understand how two different policies, such as an RV and an auto policy, would cover an accident.

If you would like help reviewing your current policies, call one of our licensed agents in Emmaus, PA. They will go through each part of your RV coverage and explain how it would be applied in different scenarios. If you need additional insurance, they will gladly help with that too.