Saucon Insurance Agency assists the Bethlehem, PA community through helping residents find the coverage that they need to protect their assets. We use our standing as an independent agency to our advantage by ensuring that our clients find policies that align with their individual needs.

Camper & Boat Insurance

If you enjoy taking your camper across the country to enjoy new experiences, it’s important that you have protection. Camper insurance allows you to protect one of your major investments. The policy protects the camper in the event that it is damaged or vandalized. The policy also covers the inside of your campers and all of your possessions. Comprehensive coverage ensures that you have protection in the event that your camper is damaged in a fire or some other type of natural disaster. You can amend your policy to cover any water damage to your camper as a result of flooding or drainage issues.

It’s important that you have liability coverage as well so that you will be protected in case there is an accident and someone gets injured. The policy also covers your boat in the event that it is damaged or stolen. If your boat is vandalized while you are camping somewhere, you will be protected. When you bring your boat on the water, pay attention to the navigational limits, so that you will avoid areas where you don’t have coverage.  You can amend the policy to ensure that all of your belongings and accessories on the boat are covered in the event that they are stolen.

Consult With Saucon Insurance Agency

Stop by our office in Bethlehem, PA today. We will assess your situation and help you find the coverage that you need.

You need to protect the value of your RV and meet your state liability insurance requirements with the right RV insurance policy in Bethlehem, PA. RV insurance is one of the types of insurance we provide at Saucon Insurance Agency.

The following are three mistakes you want to avoid to get the best possible RV insurance coverage for your needs.

Not getting a policy with an agreed upon RV value

You can expect the best results from a total loss in an RV accident if you invest in an agreed upon RV value. Otherwise, depreciation might significantly detract from the amount you get from the insurance company after a total loss.

Failing to specify that you live in your RV

If you live in your RV full time, it’s important to specify a full-time insurance coverage option. This will basically treat your RV like it’s your home and lead to coverage for not only the RV itself but also your possessions within the RV. This is the best option for full-time RVers to protect their assets. 

Buying the cheapest coverage available

There are a lot more factors to consider than just price alone. If you’re just paying the cheapest possible monthly premiums, you might be putting yourself at risk of significant financial damages in the event of an accident.

Make sure you get numerous quotes before purchasing a policy. Also, make sure that you evaluate these quotes carefully and choose the policy that offers the best value. 

Would you like to explore our policy offerings at Saucon Insurance Agency? We’re here to help. Contact us to learn more about our RV insurance policies in Bethlehem, PA. 

For over 25 years, Saucon Insurance Agency has assisted the Bethlehem PA community by offering different insurance policies to residents. Our primary goal is to help your clients find the insurance coverage that they need so that they are protected throughout their personal lives and professional careers.

Employee Benefits Insurance

Employees are a valuable part of successful businesses. At Saucon Insurance Agency, we work with our clients to find an employee benefits policy that will identify risks and then help them find solutions to those risks.

Employee benefits insurance helps protect businesses and their employees. In the event that an employee files a grievance or claim against the business, the policy can help protect the business. Employee benefits insurance policies often cover most of the common employee benefits, including health insurance, retirement benefits, worker’s compensation, and pensions. If your business forgets to properly give you all of the benefits that you are entitled to, they may be held liable without employee benefits insurance.

Employee benefits insurance helps businesses ensure that they properly manage their employee benefits programs to avoid any misunderstandings. Employee benefits insurance is also an asset for businesses that offer different benefits packages to individual employees, as well as businesses that have a high employee turnover rate.

Employees could inquire into their policies in order to add language pertaining to getting injured on the job, counseling, as well as any issues related to their salary or retirement plan. Any issues concerning health insurance enrollment should also be outlined in the employee benefits insurance policy.

Saucon Insurance Agency Will Guide You!

We will sit down with you and answer any questions that you may have regarding employee benefits insurance. We strive to ensure that all of our clients adhere to state and federal laws. Stop by our office in Bethlehem, PA today!

Safety should be a trademark for any work environment. At Saucon Insurance Agency, we encourage business owners in Bethlehem, PA to make workplace safety a priority. A safe workplace will help reduce accidents, improve morale, and increase productivity – all good reasons for raising the safety standard of your business environment.

Why You Should Make Safety a Priority

A safe workplace benefits both you and your workers in numerous ways.

Workplace safety reduces the risk of accidents and injuries on the job. As a result, you’ll have fewer safety investigations and worker’s comp claims, which can help keep your worker’s comp insurance costs down.

People who work in a safe, healthy environment are happier and more productive, which will increase business revenue. A safe workplace will boost morale, enabling you to retain good workers on a long term basis. A loyal, experienced workforce can be a tremendous asset to growing your company.

A safe work environment promotes health and wellness, reducing the rate of absenteeism for sickness or disease.

Raising the safety level of your workplace reduces the risk of accidental damage to valuable business equipment. You’ll spend less on equipment repair and replacement costs.

Tips for Creating a Safe Working Environment

There are various ways to improve safety in your business environment. Here are just a few:

• Encourage supervisors and employees to report hazardous conditions in your workplace and take measures to correct them.
• Implement safety procedures that can help reduce the risk of accidents.
• Train your employees in how to perform their job safely and how to use industrial machinery.
• Make sure all employees have the safety gear they need to perform their tasks.
• Purchase commercial insurance to protect your Bethlehem, PA business and workers against accidents and financial loss.

For more information about commercial insurance coverage and costs, contact Saucon Insurance Agency.   

By definition, umbrella insurance was named to connote the catch-all feeling that it was always meant to provide. If you live in Bethlehem, PA, it can sound like a cozy policy that you’ll need on a particularly rainy day. But does everyone need it? Saucon Insurance Agency is here to help you learn more. 

The Gist of Umbrella Insurance 

The short answer to this question is that not every Bethlehem citizen will need umbrella insurance. However, it is a nice type of policy for everyone to have. This insurance policy applies to liability claims, which can affect anyone — even if you don’t own your own home or business.

For example, if someone injures themselves in your apartment or rented duplex and sues you for their current and future injuries, a standard insurance policy may only cover a portion of the expenses. The same is true for auto insurance, home insurance, and boat insurance. Umbrella insurance will pick up the additional costs, in case you’re involved in a particularly lengthy liability case. 

Who Umbrella Insurance Is Recommended For 

This type of policy is usually taken out by people who are more likely to get sued, such as a prominent business owner or other public figures. But it can be an excellent option for small business owners too. For example, if you owned a home that also doubles as a business where you see clients, you’ll want additional protection in case something happens to them. 

If you have questions about whether umbrella insurance is right for you in Bethlehem, PA, call Saucon Insurance Agency today. What this policy is designed to do is give you that much coverage in difficult situations, giving you a sense of control during a trying time. 

Deciding to make the move in your life to buy a motorcycle is about as exciting as it gets. A motorcycle is such a great investment and opens you up to just getting out there and enjoying the wide spaces in front of you. With a motorcycle, though, you want to be sure you have adequate protection for you, the bike, as well as other folks and vehicles around you on the open road. This is why it is important to go through the process of purchasing motorcycle insurance.

Motorcycle insurance is a requirement in the state of Pennsylvania. Without insurance, the motorcycle cannot be registered and out on the open road in a legal manner. When you get a motorcycle, you want to begin to scan the market to see what is out there for options.

The internet is a powerful thing as you can start to learn more about what motorcycle insurance typically covers, what options you have, and more. As you go through the process of buying motorcycle insurance, find a provider that you feel comfortable with, that can give you payment options that work for you at prices you find value within.

Working with an insurance agency is a powerful thing when seeking out motorcycle insurance in Bethlehem PA. You want to work with an agency that can help you understand the lay of the land, the full market in front of you. Buying motorcycle insurance blind, without professional assistance, can leave you exposed where you do not want the liability. Work with the Saucon Insurance Agency today to ensure your motorcycle insurance meets and exceeds your needs and value proposition,

You love getting out on the water once the weather warms up, but are you fully protected? If you love using a WaveRunner, Jet Ski, or other water sports device, it’s essential that you have the toy insurance you need to keep yourself safe. Our insurance agents at Saucon Insurance Agency, serving Bethlehem, PA, are here to help you have fun this summer while you stay protected with the coverage you need. We want to see you have fun this summer while resting assured that you’re protected in case something goes wrong.

Just like insurance for a boat or any other watercraft, you’ll need insurance to make sure that your water sports device is protected. Insurance on your personal watercraft will protect you in the incident that you or someone else get hurt while operating the machine. In Pennsylvania, personal watercraft insurance is not a requirement, but it’s a good idea to make sure you’re protected. If you don’t get insurance for your personal watercraft, you could face hefty payments if you get hurt, if someone else gets hurt, or if you cause damage to someone’s personal property. 

Call Saucon Insurance Agency, Serving Bethlehem, PA

At Saucon Insurance Agency, our agents understand how important it is for you to be able to enjoy watersports with the peace of mind that you’re protected by a solid insurance policy. We’ll work with you to help you find the perfect insurance policy for your watersports insurance needs. Reach out to us or stop into the office today to learn more about how we can make sure you’re protected and ready to play hard this summer. 

If you live in the Bethlehem, PA area, owning a home could be a great option. Those that are in this area of the state will enjoy the strong local economy and amenities that can continue to add to housing demand. If you do own a property in this city, it is important to consider all of your insurance needs. There are several reasons why you may need to get flood insurance on your property if you are in this area.

When Required by Lender

One situation when you may need to get a flood insurance policy is if it is required by a lender. All lenders are going to continue to check the FEMA map to see if your home is located in a flood zone. If you are in a high-risk zone, the lender will require that you carry insurance to protect against the flood risk. They will then likely require that you escrow for your flood insurance policy payments on a monthly basis. 

When Not Already Covered

Even if your home is not in a high-risk zone, you should still consider getting flood coverage. A flood insurance policy may be a good idea even if you are in a low-risk zone but do not have flood coverage included in your base home insurance policy. This will offset the unlikely risk that your home is damaged by a flood. 

When you are looking for a flood insurance policy for your Bethlehem, PA area home, you should call the Saucon Insurance Agency. The team at the Saucon Insurance Agency is experienced at helping people to identify risks that come with their particular situations. Based on this assessment, they can then help anyone to get into a policy that provides the right coverage, which could include a full flood insurance policy. 

In Bethlehem, PA, residents who store their boats every year need to remember to keep their policy intact during storage. The agents at Saucon Insurance Agency offer policies that will cover a boat throughout the year, even when it’s in storage. Whether you keep the boat in dry dock or store at a storage facility, having insurance is a necessity.

Protects You From Theft and Vandalism

Most storage facilities offer secure storage units that limits access only to the people who have something stored there. Others, however, are not so cautious and have an open area where anyone can gain access. Having boat insurance in place protects your investment if your boat is ever stolen, damaged or vandalized in any way. Remember that it is in your best interest to choose a secured storage facility for maximum protection.

Keep Your Boat Secure

If you want to prevent damage to your boat, always keep it covered. Heatshrink wrap is available for boats that will be stored for a long period of time. There are also boat covers that can be purchased. It’s also important to make sure your boat is properly winterized as well. Always look closely at your boat before you put it into storage and again when you pull it out. This will help you determine if any damage occurred during storage.

The agents of Saucon Insurance Agency offer their customers in Bethlehem, PA sound advice on how to keep your boat secure and protected while it’s in storage. The more precautions you take the more secure your boat will be. Visit the office to find out more about boat insurance and proper storage methods.

With having almost every comfort from your home in Bethlehem, PA at your disposal, there’s nothing like exploring the sites from the comfort of an RV. Although you can feel like you are always at home, it’s important to keep in mind that your traveling home on wheels is also a vehicle and one that requires patience and keen attention while you are navigating the roadways. It’s important to practice good safety measures, so you can prevent the most common accidents. To help you travel safe, Saucon Insurance Agency has put together a few tips to help you avoid the most common types of RV accidents.

Tire Blowout

A tire blowout can be a serious event, even in a car, but in an RV it can be extremely dangerous. To avoid blowing a tire, make sure to check all the tires before you take off. Ensure the PSI is appropriate and that there isn’t any wear and tear and replace when necessary. Remember to properly use the brakes, especially when traveling on mountain roads; this will help to avoid undue pressure on the tires. Also, avoid overloading the RV, which can also put pressure on the tires.

Rollover

RV’s have a high center of gravity, which makes them more prone to a rollover than other types of vehicles. Heavy winds may also be a contributing factor for lightweight RV’s. To help avoid a rollover, try to drive on side streets where there are more buildings and trees to help buffer the wind. The majority of rollovers happen when speeding, so keep your speed down.

To avoid a collision, especially in high traffic areas, reduce your speed and leave enough safety distance between you and others on the road. One of the most common causes of accidents is driving while tired. When driving sleeping, your reflexes will be slower, so if you’ve been driving for a while, pull over and take a nap.

Residents of Bethlehem, PA interested in learning more information about RV insurance should contact Saucon Insurance Agency.