Obtaining a driving license is important if you want to operate a motor vehicle in Bethlehem, Pennsylvania, but it does not necessarily mean that you are not able to obtain insurance for a vehicle you purchased before you get a license. If you have a driver’s permit and you own the car, then you may be eligible for auto coverage.

Variation between Companies

Since it is illegal to drive without a permit or a license, different companies will have a different policy when you want to obtain coverage. A person may be eligible to protect the vehicle and other drivers, but the company may determine that coverage is not possible until after a legal permit or license is obtained.

Drivers with a permit must have a licensed, adult passenger in the vehicle when they are driving. However, a permit may allow you to obtain coverage in Northampton County.

Comparing Options

If you have not yet obtained your driving license, then you should get a license before you purchase a vehicle. Companies can deny coverage if you are not licensed or can require proof of a license or permit before providing coverage. Compare your insurance options carefully before you decide that the company is appropriate for your needs. It will help ensure that you are not over-paying to protect your personal assets and finances.

Obtaining a car before you have a license may require you to look for coverage for other drivers until you are able to obtain the license. Although you may be able to find a company that will cover the vehicle, you may be required to have another licensed driver operate the car until after you’ve obtained a state license. To learn more about state laws and coverage options, call us to talk to an independent agent.