When it comes to auto insurance coverage, your insurance representative at Saucon Insurance Agency serving Bethlehem, PA wants you to know how you can avoid cancellation. Knowing that your auto insurance is firmly in place offers a sense of security that can’t be replaced by anything else when it comes to protecting your vehicle. Here are some important tips for preventing auto insurance cancellation.
Timely Payments
One of the most common reasons for policy cancellation is nonpayment. Setting up automatic payments or reminders can help avoid missed due dates, especially if you’re going to be traveling and might forget a due date. If financial difficulties arise, contacting the insurer before a missed payment may allow for alternative arrangements.
Good Driving Record
Everyone has difficulties from time to time. You might get a parking ticket or have a fender bender. But frequent accidents, traffic violations, or DUI offenses can lead to policy cancellation, so if you have a problem with any of these, it’s important to take steps to avoid risky behaviors like drinking and driving, speeding, and others.
Avoiding Insurance Fraud
Providing false information on an insurance application, exaggerating claims, or failing to report vehicle modifications can lead to policy cancellation.
Meeting Policy Requirements
Some policies require specific conditions, such as maintaining a valid driver’s license or keeping continuous coverage. Letting coverage lapse, even for a short period, can result in cancellation.
Preventing Cancellation
Before things get to a point where you face the possibility of auto insurance cancellation, talk to your insurance representative at Saucon Insurance Agency serving Bethlehem, PA for help. Discussing your options with an insurance provider can help find solutions before a cancellation occurs, which is something you do want to avoid at all costs.