Riding a new motorcycle offers freedom and excitement, but it also comes with risks. There’s no substitute for safety on the road. In addition to being safe, though, riders in Bethlehem, PA also need motorcycle insurance.

The Importance of Motorcycle Insurance

Motorcycle insurance isn’t just recommended–it’s required. There are a couple of reasons why you should carry a policy.

First, Pennsylvania state law requires everyone operating a vehicle on public roads to carry certain minimum levels of insurance. This applies to all registered motor vehicles, including motorcycles.

Second, motorcycle insurance may provide vital financial protection. If something happens, insurance might help cover other people’s injuries, your injuries, bike damage, damage to other vehicles, and more. Depending on your policy’s specifics, that "something" could be anything from an accident to a tree falling on your bike.

In many cases, it’s wise to carry more than the state-required minimums to protect you better. If you aren’t sure which coverages and limits to get, our knowledgeable agents here at Saucon Insurance Agency can help you make informed choices.

Motorcycle Insurance vs. Auto Insurance

You’ll need a motorcycle and not standard car insurance for your bike. While motorcycle policies and auto policies offer many of the same coverages, motorcycle policies are adapted specifically for bikes.

For example, motorcycle policies might offer coverage for aftermarket parts, protective gear, and OEM parts, which are less often found in standard auto policies. Motorcycle policies also have terms and conditions that consider the type of vehicle.

Insure Your Motorcycle

Everyone is unfamiliar with insurance; motorcycle insurance might be especially unfamiliar if you purchase your first bike. That’s why we at Saucon Insurance Agency are here to help. If you live in Bethlehem, PA, contact us for assistance setting up a motorcycle policy.