Your business in Bethlehem, PA is one of your greatest assets. Not only does your company provide revenue, so you can enjoy a comfortable lifestyle, but your small business also serves as a pillar in the community. What would happen if a customer were injured while at your facility? Do you have enough general liability insurance protection to guard against financial ruin? The agents at Saucon Insurance Agency can help you determine if your coverage is enough. 

Is general liability insurance required?

There is no state law that requires business owners in Bethlehem PA to have general liability insurance. You may, however, be required to show proof of such protection if you are leasing commercial space in town. 

You should not forgo general liability protection simply because it may not be required. Many small business owners are faced with the possibility of closure after an incident in which an injured customer’s medical bills and other expenses drain the company’s assets. 

How much general liability insurance do you need?

The amount of general liability coverage you need will depend on a number of factors, which include the type of business you are running as well as how often customers frequent the facility. 

In general, small business owners who have at least $500,000 in insurance protection can breathe more easily when the unthinkable happens. Entrepreneurs with upwards of $1 million in protection may find themselves fully protected when a customer is injured and demands payment for related recovery costs. 

Call Saucon Insurance Agency for help!

We have been around for years and understand the importance of the small business sector in Bethlehem, PA. Call us today if you feel your general liability insurance coverage may not be enough!