Many people use golf carts as a fun and convenient way to navigate small distances. They are easy to drive and have just enough speed to quickly get you from point A to B. However, all that fun and convenience may make it hard to recognize that a golf cart is a moving vehicle which carries with it a certain amount of risk. This is one of the many reasons why toy insurance is a smart and safe investment.

Risks…
As with any moving vehicle, accidents can happen. Although golf carts don’t have a lot of speed and they aren’t cars, there’s still an element of risk when it comes to injury to others or yourself, and damage to property in the event of an accident. Toy insurance creates peace of mind in that it provides a certain amount of protection from liability by covering some or all of the cost for damage to other people’s property or injury to others. Like car insurance, it provides protection for the golf cart, you, property, and others. The protection also includes medical bills. 

Not Required Everywhere…but Helpful…
Golf cart insurance isn’t required in every state. However, the protection provided by toy insurance is invaluable and can prevent you from having to pay for damage to other people’s property, in the event of an accident, or injury to others, with your own money. Accidents can be quite costly. Many of us simply wouldn’t have the money to cover the cost of an accident or damage to someone else’s property. Basically, if you’re going to move it or drive it you can benefit from coverage that can and will protect you in an unforeseen accident. The Saucon Insurance Agency of Bethlehem, PA is dedicated to helping people understand the benefits of toy insurance. If you own and operate a golf cart, toy insurance can provide practical benefits as well as peace of mind. Give us a call. We’re here to answer your questions.