Flooding is a real threat in today’s ever-changing environment. Living in a low-risk flood zone doesn’t guarantee your home will never suffer from flood damage. As home insurance doesn’t cover flooding, it only makes sense to consider obtaining flood insurance coverage. Flood insurance from Saucon Insurance Agency in Bethlehem, PA could save you from catastrophic loss in the event of a major flood disaster. Here’s why flood insurance is so important to Bethlehem, PA homeowners.

Standard Home Insurance Doesn’t Cover Flooding

Standard home insurance policies don’t cover flood damage. If a flood were to damage your home or destroy your personal goods, you would have to cover repair or replacement costs on your own, putting you at risk of financial loss.   

Flooding Costs Can Be Devastating

Flooding can leave you with tens of thousands of dollars’ worth of damage to your home, not to mention the loss of belongings. Without flood insurance, you run the risk of paying these funds out-of-pocket or taking a loan to cover repair costs. Flood insurance puts much-needed funds at your disposal to repair your home or replace the loss of personal property. This enables you to recover from this disaster quicker and move on with your life.

If You Live Outside a High-Risk Flood Area, Flood Insurance is Affordable

Adding flood insurance to a standard home insurance package is doable for most Pennsylvania homeowners, particularly if you live outside a flood zone area. Rates vary according to home value and location. Your Saucon Insurance agent can help you select a flood insurance policy conducive to your individual needs.

Why worry about the risk of flooding when flood coverage is well within your reach? Talk to an agent from Saucon Insurance Agency in Bethlehem, PA today about flood insurance coverage.