Monthly Archives: January 2025

Can I Get Flood Insurance Through My Usual Insurance Agent?

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Your insurance agent can assist you with various insurance policies, from home to car insurance. But can your insurance agent at Saucon Insurance Agency, serving Bethlehem, PA, help you get flood insurance?

It’s an excellent question. Flood insurance differs from standard home insurance policies. It’s important to understand the distinction between flood insurance and other types of insurance. Here’s what you need to know.

How Flood Insurance Differs From Typical Home Insurance

Unlike typical home insurance, which private insurance companies manage, flood insurance is managed by FEMA (the Federal Emergency Management Agency). This means you must request flood insurance separately from home insurance and pay for it separately as well.

How To Obtain Flood Insurance

Although a government agency manages flood insurance, you can still obtain flood insurance through your insurance agent. If you live in a high-risk flood area, talk to your insurance agent to determine how much flood insurance will cost. Flood insurance can help you mitigate some financial risks while living in an area at risk of floods.

If you have a federally backed mortgage and live in an area at risk for floods, you may be required to get flood insurance. If this is the case, you’ll have to prove that you have flood insurance before borrowing money for your home.

Need Flood Insurance? Contact Us

Do you need flood insurance? The professionals at Saucon Insurance Agency, serving Bethlehem, PA, are here to help. We work with many insurance carriers to help our customers get the right policy for their needs. As independent insurance agents, we have the ability to shop around for many types of insurance. Call today to get started.

Have a Golf Cart or Snowmobile? Here’s How Toy Insurance Can Help

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If you’re in the Bethlehem, PA area and seeking trusted insurance coverage from a dedicated agent, Saucon Insurance Agency is here to assist. We understand that protecting what you own extends beyond cars and houses. We also offer toy insurance for items like your golf cart or snowmobile. These vehicles can provide hours of enjoyment, so keeping them safe is important. Here’s what you need to know about insuring them.

Snowmobiles, Golf Carts, and Similar Vehicles Require Special Coverage

Just like the cars you drive on the road, the vehicles you use on the golf course, snow, sand, or water need to be insured. This protects them and safeguards you and the people around you. It’s easy to overlook the need for coverage for these vehicles, but the good news is that policies are designed specifically for them. With a toy policy, you can cover a range of these types of vehicles and ensure their long-term use.

Toy Coverage Reduces Your Risk

Beyond reducing your actual risk of loss through robust insurance protection, a good policy also provides important peace of mind. Our agents are here to help you lower your risk of loss as much as possible so you can spend more time enjoying the toys you own.

Secure the Quality Insurance You Need Today

If you’re in the Bethlehem, PA area and looking for toy insurance for a snowmobile, golf cart, or similar type of vehicle, contact us today at Saucon Insurance Agency. We can help protect your toys through every season.